Engine · Auth → Initiate → Callback → Status
LipaPay Ver2
Merchant collection, secure checkout, and engine settlement aligned to the live LipaPay Ver2 contract.
Mirrors production JSON & flow
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No live traffic in sandbox
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1 Authenticate as a merchant to obtain a bearer token for protected collection routes.
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2 Initiate MNO or bank collections, then reconcile with a status pull before fulfilling.
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3 Engine-style settlement uses the same JSON shape as production — only the host and money differ.
API contracts are inside the merchant workspace
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